Home Loans for New Zealand Citizens in Australia

Did you know that New Zealand Citizens can obtain home loans in Australia!

Here are some brief facts:

Living in Australia: New Zealand citizens living in Australia can borrow up to 95% of the value of a property plus Lenders Mortgage Insurance. This is because as a NZ citizen you are allowed to live and work in Australia permanently.

Living in New Zealand: New Zealand citizens or permanent residents living in New Zealand can borrow up to 95% of the value of a property in Australia. Despite being a non-resident borrower, one of our lenders will treat you the same as if you were an Australian citizen living in Australia.

Mortgage discount packages: one of our lenders can offer New Zealand citizens and New Zealand permanent residents the same professional package discounts that are available to Australian citizens.

The Australian government’s First Home Owner Grant (FHOG) and other benefits are available for permanent residents, as if they were citizens of Australia.

The Australian Department of Immigration automatically grants New Zealanders living in Australia a Special Category Visa (SCV). Because New Zealand citizens are considered to be permanent residents of Australia, they are eligible for the grant.